Build Financial Plans Your Clients Love.

Create robust and intuitive financial plans to help your clients live their best lives with confidence.

No adsNo calls
Modern financial plan created by an advisor to help a client plan for financial independence

Model the goals that matter

ProjectionLab helps you map out goals and life choices for your clients in a visual and intuitive way that encourages experimentation.
Define the milestones your clients care about
Plan for financial independence and other goals
Analyze their chance of success
Reduce anxiety and make financial planning fun
Plot of savings rate over time in a financial plan, with the goal of reaching financial independence

Build plans you can believe in

Help your clients see and understand the spectrum of possible outcomes and battle-test their plans using historical data or custom Monte Carlo simulations.
Drill into each simulated year in detail
Experiment with investment strategies and account types
Try different contribution orders and drawdown options
Build a better understanding of the decision space
Monte carlo simulation for a financial plan that has a high chance of success despite market volatility

Explore tax analytics

Review advanced visualizations of estimated taxes and income for each simulated year that will leave your clients feeling calm, collected, and prepared.
Understand projected income and taxes
Break down marginal rates and effective brackets
Visualize how extra income would be taxed
Test strategies like Roth Conversions and 72t (SEPP)
Tax analytics chart showing applicable tax brackets and a breakdown of income tax, capital gains tax, state, tax, and local tax

Refine plans together

Each client gets full access to ProjectionLab, and you can seamlessly switch between the Pro Dashboard and your client accounts to help build new plans, update progress, and assist your clients as they weigh important decisions such as:
When could my spouse start working part-time?
Should we rent or buy?
In what order should we draw down our investments?
How much can we contribute for our kids' college?
Histogram showing a probability distribution of financial outcomes by age

Manage clients and adjust permissions

Quickly add and invite new clients, create financial plans to answer their toughest questions, and track their progress as time goes by.
Send invite links to clients
Add or remove client profiles with ease
Control whether clients can edit on their own
User interface for financial advisors to create and manage accounts for their clients

Deliver clarity and peace of mind

ProjectionLab is perfect for independent advisors who want to help their clients chart a course for their financial future that's tailored to fit their evolving goals, values, and aspirations.
Plot of a client's financial assets over time, showing recent gains and historical performance

Designed for Everyone

What People are Saying

Physician on FIRE
Physician on FIRE
ProjectionLab is a powerful tool that can help you visualize your investments, expenses, and more over time under all sorts of different scenarios.

It's like Personal Capital's Retirement Planner on anabolic steroids!
Feb 7, 2023
Samantha S.
Nonprofit Communications Director
ProjectionLab is an important part of my financial toolkit that helps me understand where I'm at and where I want to go.

While there is a lot in life outside my control, ProjectionLab helps me make informed decisions that bring me closer to financial freedom. The level of detail and variety of variables is impressive and fun for those of us who really like to dig into the numbers.
Jackie Scholl
Jackie Scholl
ProjectionLab has empowered me to plan my future! I can write down how much I expect to earn and spend, and what big purchases and moves I expect to make in the future, and then ProjectionLab allows me to play with hundreds of possible futures to answer critical questions like "when should I retire?" and "how much will it cost to move to a higher-tax state?"

Tip: multi-condition milestones are great for creating complex decision trees to represent how you would react to different market conditions.
Aug 20, 2022
Great tool from a solo founder/developer - exciting potential, too.
Dec 3, 2022
James Tribbitt
Financial Coach
ProjectionLab is the perfect tool for both beginners and advanced users who want to see the big picture of their future finances. It's so intuitive and quick to set up!
Aaron N.
Financial Analyst
This was a game-changer for me. Ever since I started using ProjectionLab, I have been more focused on saving money, investing, and paying down debt.

Retiring early is finally looking realistic for me.
Christian Hammerschmidt
Christian Hammerschmidt
Easy to use, nice pre-sets even for international users, active development and great community on Discord.
Mar 5, 2022
Jon Moore
Jon Moore
If you don't already use ProjectionLab and you care about personal finance, it's time to start!

Hands down my favorite app that I use. Easy.
Apr 16, 2023
Mr. Money Mustache
Mr. Money Mustache
Just wanted to highlight an excellent new-ish FIRE / finance plannning tool, by the talented Kyle Nolan.

I have no affiliation to the project, but it's rare to see something so well-made by an indie developer. Lemme know your thoughts!
Sep 14, 2022
Philip Taylor, CPA
Philip Taylor, CPA
Did a refresh (25+ hrs of research) of our list of the Best Retirement Calculators around today. New to the list... ProjectionLab.
Mar 25, 2022
Xavier LV
Xavier LV
ProjectionLab is so intuitive, powerful, AND pretty. No-brainer sub IMO. 👏
Apr 16, 2023
VP of Operations
I'm a huge fan of ProjectionLab and it's become the tool I regularly use to plan, test, and visualize my financial plan.

I love that I don't need to connect any financial accounts and how easy it is to jump in and get started modeling out various scenarios. The slick, fast and modern interface has increased my confidence in being able to plan and forecast better over the long term.
Brooklyn, NY
I work in the industry and absolutely love the fact that ProjectionLab doesn't ask to link accounts!
Ikhsan Rahardian
Ikhsan Rahardian
Dublin City, Ireland
Stellar and can't complain.
Jan 12, 2022
Ashley Antkowiak
Ashley Antkowiak
Entrepreneur and investor
I've used projection lab for about a year and absolutely love it. It makes me feel completely in control of not just my day-to-day finances, but also retirement, large purchases, and things like figuring out whether I'm saving too much vs investing, etc.

The cash flow priorities module is my favorite thing, and such a powerful tool! I've used it many times to play with the consequence of paying off debt early vs investing more, spending vs saving leftover income and so much more.

Thank you for creating this incredible program! I hope to use it for years to come.
March 30, 2023
Shawn Sansom
Shawn Sansom
ProjectionLab is already a strong offering as a personal financial modeling tool, and the feature set continues to grow. The future looks bright for PL!
Nov 9, 2022
Rob Berger & Kevin Mercadante
On balance, ProjectionLab is an excellent tool to help you reach your financial independence or retirement goal.
Nov 28, 2022
Jose Chatelet
Jose Chatelet
Amazing way to visualize and plan your finances, love that it also has tax settings for other countries besides the USA
Dec 16, 2022
Software Engineer
ProjectionLab has helped me reduce my anxiety around my finances! I love how it helps me evaluate multiple scenarios, so I can more confidently make decisions like buying vs renting or working a more demanding job vs one with a better work/life balance.
Data Scientist
ProjectionLab is the tool to finally take control over my financial life. It's given me the ability to think long term and play out different scenarios of how my financial life could unfold.
James Bernsen
James Bernsen
I have been using ProjectionLab for about two years now, and it is the most feature-comprehensive financial planning tool I have ever used. It provides a complete picture of my future financial outlook and gives me confidence in my ability to (one day) retire successfully.
Jan 1, 2022
The Mad Fientist
The Mad Fientist
Brandon Ganch
ProjectionLab is the most beautiful financial planning tool I've ever seen.

And, it was created specifically for people pursuing FIRE, so it's also the most-useful planning tool I've found for FI!
Mar 30, 2023
The FI Show
The FI Show
The most robust financial planning tool we've ever seen!
Nov 15, 2022
Mark Stauber
Mark Stauber
Really love your product, subscribed in Jan. 22 and recommend it to everyone.
Apr 16, 2023
Software Engineer
ProjectionLab is the most advanced and full featured financial simulation tool I've ever used. It's changed the way I visualize and plan for Financial Independence.
Shafqat A.
Entrepeneur, San Francisco
I'm fortunate enough to be considering early retirement. ProjectionLab is the only product that allows me to quickly model all my financial goals - like taking care of my parents, giving to charity, and preparing for a family.

It doesn't just tell me when I'll run out of money- it helps me visualize what different retirement dates and lifestyles look like over the next 60 years. It's beautiful, practical and extremely well designed.

I've been waiting for a tool like this for years!
Nathan B.
ProjectionLab helped me model my multi-phase retirement plan with multiple sources of income. The level of detail possible with ProjectionLab is unmatched by other tools. I'm more confident in my plan because of ProjectionLab!
Steven Brown
Steven Brown
Everything I could wish for. Mint is nice for budgeting, but for planning, this does it all! Very detailed and accurate. This is a retirement plan that I can trust.

The other calculators that return wildly different results from each other don't hold a candle to this.
Nov 3, 2022