Plan for FIRE
Capture the important details that other FIRE calculators miss. Build a financial plan that truly represent you, your loved ones, and simulate your financial future.
Define what financial independence means to you
Plan for Lean FIRE, Coast FIRE, Fat FIRE, or other goals
Gain peace of mind about your financial future
Calculate chance of success
Determine your success rate in achieving financial independence with our advanced simulations. Explore different scenarios and make informed decisions for a secure early retirement.
See how every decision affects financial independence
Run Monte Carlo simulations for retirement planning
Backtest your plan against historical data
Visualize your whole life
Build a living model of your whole life's finances and discover the spectrum of possible outcomes. Identify trade-offs and experiment with different investment strategies, account types, contribution orders, drawdown options, and portfolio blends over time.
See how money flows in your plan
Estimated taxes, cash-flow, withdrawal rates, and more
Drill into each simulated year in detail
- ðïļPlan for early retirement
- ðĪCash-flow visualization
- âïļTax planning and analytics
- ðĐðŧâðžModel going part-time
- âïļTake time off for travel
- ðNo link to your accounts
- ðHistorical backtesting
- ðïļModel rental income
- ðĒMore than a retirement calculator
- ðĄPlan for buying a home
- ðĨCalculate when you can FIRE
- ðĶRoth conversions
- ðĩ72t (SEPP) distributions
- âĪïļGet started for free
- ðInternational scenarios
- âïļTax estimation
- ðĻâðŧSelf-host your own deployment
- ð Better to rent vs own?
- â°Time to Financial Independence
- â Privacy-friendly
- ðĪSankey diagrams
- âĪïļYou are not the product
- ðĻâðŧDeveloper support
- ðžPro version for advisors
- ð§Monte carlo simulations
- ð°Project your future net worth
- âïļSee your effective tax brackets
- ðđTrack your progress
- ðĶĒModel black swan events
- ðąChoose your currency
- ðInternational account types
- ðControl where your data is saved
- ðPlan as a couple
- ðTest against market volatility
- ðģMonthly, Annual, or Lifetime pricing
- ðHow fast to pay off student loans?
- ðModel buying X every Y years
- ðCreate custom plots
Designed for Everyone
What People are Saying
Samantha S.
Nonprofit Communications Director
ProjectionLab is an important part of my financial toolkit that helps me understand where I'm at and where I want to go.
While there is a lot in life outside my control, ProjectionLab helps me make informed decisions that bring me closer to financial freedom. The level of detail and variety of variables is impressive and fun for those of us who really like to dig into the numbers.
While there is a lot in life outside my control, ProjectionLab helps me make informed decisions that bring me closer to financial freedom. The level of detail and variety of variables is impressive and fun for those of us who really like to dig into the numbers.
Jackie Scholl
ProjectionLab has empowered me to plan my future! I can write down how much I expect to earn and spend, and what big purchases and moves I expect to make in the future, and then ProjectionLab allows me to play with hundreds of possible futures to answer critical questions like "when should I retire?" and "how much will it cost to move to a higher-tax state?"
Tip: multi-condition milestones are great for creating complex decision trees to represent how you would react to different market conditions.
Tip: multi-condition milestones are great for creating complex decision trees to represent how you would react to different market conditions.
Aug 20, 2022
James Tribbitt
Financial Coach
ProjectionLab is the perfect tool for both beginners and advanced users who want to see the big picture of their future finances. It's so intuitive and quick to set up!
Jack
VP of Operations
I'm a huge fan of ProjectionLab and it's become the tool I regularly use to plan, test, and visualize my financial plan.
I love that I don't need to connect any financial accounts and how easy it is to jump in and get started modeling out various scenarios. The slick, fast and modern interface has increased my confidence in being able to plan and forecast better over the long term.
I love that I don't need to connect any financial accounts and how easy it is to jump in and get started modeling out various scenarios. The slick, fast and modern interface has increased my confidence in being able to plan and forecast better over the long term.
Ashley Antkowiak
Entrepreneur and investor
I've used projection lab for about a year and absolutely love it. It makes me feel completely in control of not just my day-to-day finances, but also retirement, large purchases, and things like figuring out whether I'm saving too much vs investing, etc.
The cash flow priorities module is my favorite thing, and such a powerful tool! I've used it many times to play with the consequence of paying off debt early vs investing more, spending vs saving leftover income and so much more.
Thank you for creating this incredible program! I hope to use it for years to come.
The cash flow priorities module is my favorite thing, and such a powerful tool! I've used it many times to play with the consequence of paying off debt early vs investing more, spending vs saving leftover income and so much more.
Thank you for creating this incredible program! I hope to use it for years to come.
March 30, 2023
Marcel
Software Engineer
ProjectionLab is the most advanced and full featured financial simulation tool I've ever used. It's changed the way I visualize and plan for Financial Independence.
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